About Tulip

Fewer clients. Deeper relationships.
Strategy first, always.

Tulip specializes in business owners — it's all we do. The firm exists because most owners get fragmented advice: a CPA who files, an advisor who sells, and nobody coordinating the whole picture. We built the firm we wished existed.

The Team

Who you'll actually work with.

No hand-offs to a junior associate. When you call Tulip, you get the people on this page.

SM

Stephen Mandracchia

Founder · CFP® · IRS Enrolled Agent

Stephen has spent over a decade advising high-earning entrepreneurs, including years at a fast-growing Inc. 5000 firm working with owners earning $1M+ in net profits. He founded Tulip to deliver that caliber of tax strategy with the personal attention a big firm can't. He lives in Harvest, Alabama, with his wife and kids.

LH

Laura Huntley

CPA

Laura keeps the compliance engine running — accurate, on-time returns, clean coordination with your bookkeeper, and quarterly estimates that never surprise you. Strategy is only as good as its execution, and Laura makes sure it's executed.

How We're Different

The promises we run the firm on.

Starting with the one the law holds us to: as a registered investment adviser, Tulip serves you as a fiduciary — your interests come first, always.

Fewer clients, deeper relationships

We cap our client list on purpose. You get direct access and a team that knows your situation cold — not a ticket number.

Transparent, published pricing

You'll know exactly what you pay before you commit — flat monthly planning fees and a published, tiered investment fee. No hourly meters, no surprises.

Cancel anytime

No contracts or commitments. We keep clients by being worth it every quarter — not by locking you in.

Strategy first, always

Filing a return is table stakes. The value is in what happens before December 31 — structure, timing, and proactive moves.

A fiduciary, always

As a registered investment adviser, we're legally required to act in your best interest. Flat fees keep it that way — no commissions, no product quotas.

CFP® professional–led

Your plan is built and led by a CERTIFIED FINANCIAL PLANNER® professional and IRS Enrolled Agent, with a CPA on the team — strategy and execution under one roof.

Let's see if we're a fit.

A free 20-minute discovery call — no pressure, no obligation, and you'll know quickly whether we're a fit.

Book a 20-Minute Discovery Call